Collecting Unemployment Benefits Every Week

Weekly Unemployment Income

How to Collect Your Jobless Benefits

Each state has a certain set of procedures and requirements to which you must adhere when you file for unemployment insurance. After you’ve filed your initial claim you need to find out:

  • How will you get your unemployment funds?
  • How do you request payments?

Receiving Your Unemployment Pay

Most states encourage you to file a new unemployment claim with an online claims application or through a telephone claims line. However, there are a few states that may require you to file in person.

**During periods of high unemployment expect phone lines to have lengthy wait queues and the processing of online applications to take a bit longer.

Gone are the days of paper checks. States typically pay their unemployment benefits one of two ways:

Direct deposit – Your weekly or bi-monthly benefits payments are deposited directly into your personal savings or checking account.

Special debit cards – Many states deposit your requested benefits payments to an account attached to a special debit card which you activate similarly to any new debit or credit card. For example, in Colorado unemployment recipients receive the Visa CAP (Colorado Automated Payment) card issued through Chase Bank. If your state uses a similar payment tool then once you file for unemployment and your claim has been approved you’ll receive your debit card and instructions for accessing your unemployment funds at ATMs or by other means.

Requesting Your Unemployment Income Payments

Just because you file for unemployment compensation and are approved to receive payments does not mean you automatically get money—you must take steps to officially request your payment benefits.

Here’s how it typically works: Once weekly or once every two weeks you will be required to request your benefits payment. You could be required to request unemployment income via phone or via online request form. Each time you request payment you must be approved before any money is deposited to bank or debit card. Be expected to answer a series of questions regarding your unemployment status for the pay period for which you’re requesting payment. Questions could include:

  • Have you been available for work?
  • Have you worked any hours?
  • Have you earned any extra money for the week/weeks you’re requesting payment?
  • Have you returned to full-time work?

Remember, your unemployment benefits are your right, but you must be conscientious about filing and requesting on-time and according to your state’s unemployment insurance procedures.

Maybe We Can Help: 

If you can't find the answer to your question, you can fill out the comment form below and I will answer your question ASAP, or you can ask the The Unemployment Expert or you can post your question in the Unemployment Forum

Comments  

 
# judy s. 2010-08-30 09:48
why did i collect unemployment bi-weekly but now collecting weekly?
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# Linda 2010-09-20 13:31
I filed a claim and they are saying I did not look for work enough? I gave them a 4 week history where I applied at 2 places a week? Is there a minimum I did not know about that is required?
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# greg 2011-09-15 12:04
yes, you must prove up to 5 potential job requests weekly.
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# Monica 2010-11-16 13:19
I have been working in a hostile environment for a while now. I get blamed for things that are not my fault or out of my control. I am the type of person to take blame for my mistakes! Employess have been spreading that I am the cause of us not being able to cash our weekly friday paychecks until monday, that our insurance being cancelled is my fault because I did not collect enough money. It is not my fault if some people tell me that they are sending payments then they dont. Our insurance has been canceled since the 1st of oct but here we are nov 16th and they are stating that they just foudn this out last week?! there is no way, yet they deducted the money last week for health insruance that me and my son do not have apparently. told us that payroll was called in before they knew. which has to be a lie.how do you find out over a month later that they cancelled us? The insurance check bounced 2ce. It is not my fault they are writting checks when the funds are not there. This job is affecting my mental and physical health. If I take a day off because I or my child is sick I get an attitude. I can't live like this it is affecting my life at home. Also last week someone had their dirtbike in our warehouse and it leaked gas causing the whole please to reak, they had the doors open and fans on! there is no proper ventillation. It wasnt until I complained about the smell a few times that they put an airscrubber in the office. But we were breathing that in for about 3-4 hrs. If I was to quit would i get unemployment benefits? Please help I am desperate to know.
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# Beth 2011-10-24 16:24
Check your state's specific unemployment site, but often if you have good cause to quit, and have worked enough to get the benefits, the investigation into your leaving should vindicate you, and you should get your benefits. HOWEVER, from the description of your environment I would DOCUMENT everything. Emails, phone calls, dates and times - write it down. Otherwise, it's a they-said/you-said situation. Good luck.
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# Kayla 2010-12-08 14:34
Just curious, but is there any way to collect unemployment in one lump sum or get larger payments? I am collecting my paymenys weekly. I checked the status of my payments today and there is plenty there to get me through untill my seasonal resort employment opens again but what I don't understand is: if I have a good chunk sitting there with my name on it, why can't I get a larger weekly payment so I can pay my rent on time, instead of having to make three payments- two of which I must pay a $50 late fee...? That's an extra $100 I could be spending on groceries every month. Sorry, kind of two questions in one, perhaps you could answer them both? Thank you.
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# Caa 2013-06-19 08:12
Kayla No way in hell will anyone ever get a LUMP SUM for unemployment. If you think about it, the questin itself doesn't make sense. You get unemployment ONLY when you can't work or no job to be gotten. So ... if all of a sudden you found a job, the unemployment would stop. So how would they be able to figure out what a "lump" sum is? That just doesn't apply whatsoever throughout the entire USA
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# totally broke 2011-01-30 19:12
To answer how do you pay your rent on unemployment:Fi rst you must consider these small details;When you get up and turn on the light and flush the toilet your a hero somebody gets a check from you at the end of the month.When you star your car and let it warm up your a hero somebody gets a check from you for having a car and the taxes,license,o h and the nice thing is if you get pulled over and get a ticket your a hero you get to pay.Now just be happy like your mommy said that your better off in third world countries and think positive quit bitching and pay your taxes you crook.
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# Beth 2011-10-24 16:22
Is that supposed to make some kind of sense?
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# rachel 2011-02-05 14:18
I was just wondering what happens if your employer doesnt answer the phone when the unemployment call comes through
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# jesse 2011-02-21 15:56
i missed my call time..when is the make up call day??
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# holly 2011-03-31 06:56
when will i get my unemployment benifits on my card i filled on march 20th (sunday) ..when should i get my first payment?
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# Emma 2011-08-19 09:17
Does it take Ca Fed-Ed more days to deposit money on to the debit card then a regular claim processing since it requires several job contacts?
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# dominique 2011-09-06 13:10
I called early morning on Sunday n should have got it Tuesday but ddnt but Monday was labor day n I'm thinking because of the holiday that Monday they were closed n I will get it wednesday. Please let me know if I'm right. Thanks n I'm in colorado
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# Beth 2011-10-24 16:21
In general (I know it varies from state to state) when you request your benefits, do they direct deposit them the next day? (If you're set up for DD of course).
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# erica 2012-01-07 09:23
I was approved yesterday ,Friday, for my unemployment.I have signed up for direct deposit. It says it has been paid but it isnt in the account does ohio have certain days that they actually release money on?
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# joanne 2012-01-21 15:12
My job recently got eliminated and wa let go but i received one month severence package in increments of q 2 weeks as if I was getting paid at work. Do I have to claim this on my unemployment when I check in weekly . For example if I received a gross amt of 1900.00 do I claim half one week and the other half the next until my severence if done. I go two different answers when I called Georgia labor board. All i need to know if i have to claim this as income when I call every week
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# Carla 2012-01-31 14:57
What day does my direct deposit come? I live in California. I am not sure where to locate this information. I appreciate it!
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# Audubon 2012-06-15 21:11
Ive been approved for unemployment and have payments issued but I haven't recieved my debit card yet, is this normal?
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# Gary 2012-06-18 14:47
In Massachusetts when your UI account shows that a payment has been issued on a date....is there a waiting period before it shows up in your account through direct deposit?
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# alexis 2012-07-04 04:27
I received my first check by mail and then i switched it over to direct deposit the same day as i called my second check in. How long would it take to hit my account or would i receive another paper check?
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# Sha 2012-07-05 08:23
Georgia Unemployment has the most rude, unpleasant people working at their offices. They dont even try to help clarify. This is my first time going through this unemployment process anywhere & its been a month in which I received two different claims examiners determination. One saying I was eligible the other stating I wasnt. I called the examiner & she was no help stating I had to go to the office, once again. Now, I check on the certification inquiry site & they claim to have deposited my funds into my account today for two out of four months claimed but my account is clearly still sitting at negative. Who are these people, WHO hires them? The hard workers are out here stranded w| bills piling up while all the bums suck the government & get everything they want & need.
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# X 2013-07-31 13:50
I disagree....Nevada's are the biggest scumbags.
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# Dee Dee 2012-07-05 09:11
OK I called my claim in on Sunday and I got how much I will be getting a week I just don't know when it is to be deposit on my chase card can u please help me out
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# Dee Dee 2012-07-05 09:16
I called my claim in on last Sunday and I received my chase card on Monday and I was wondering when was the day for my money to be deposit on my card
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# amandasue11 2013-04-15 01:30
It will be deposited Tuesday night at 12am (really Wed morning)
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# Jeff 2012-07-25 19:49
How can I receive my UI payments in one lump sum for a out of state family emergency?
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# Monica 2012-08-01 15:05
I moved to Las Vegas and get unemoloyment from Ca. I file every 2 weeks, but they gave me a weekly amount. So do i get paid once a week or twice monthly
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# Darrell 2012-08-21 15:37
Ive been receiving unemployment for a few months now, still looking for work. I request my payment every other Sunday & it doesn't get processed until the next week or two. Just wanting to know what is going on? I was told it goes by your last name. Like for an example I requested payment on August 12, 2012 here it is already the 21st & still hasn't been processed yet.
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# Doug 2012-09-04 15:12
i called in my claim on sunday and do every week. i usually recieve my check (which is direct deposit) on tuesday. monday was labor day and i did not recieve my check today. the webcert website says my benefits were issued today which is tuesday but i didnt get it. just wondering if its because yesterday was labor day and if i will get it tomorrow? please tell me, am stressin out pretty bad
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# levi 2012-09-05 10:48
Any luck today Doug? I was supposed to get my today but it isnt there!
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# Meme 2012-09-05 06:48
I'm suppose to get my unemployment per week but it looks like I'm getting every two weeks Why is that?
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# mia 2012-09-13 21:01
in Colorado do i get a weekly or bi monthly check. i got the max of 466. last week, but cannot imagine getting 1000. dollars a month. my max allowed is 12116. so that would be unemployment for a year. if i get 466. every week ( witch i prefer ) it would be for six months. can i get my 466. every week ? or is it only paid bi monthly?
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# Bridgette 2012-09-14 16:19
I receive my first payment last week and should be recieving weekly in texas but its been a week and a half and still have not recieved a payment. I do not know what to do.
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# jq 2012-12-13 00:40
hi, I read ur issue online about receiving ur 1st check and its been a week and a half and u didn't get it.... did u end up getting? cuz the same thing is happening to me...? help :( and called every sunday so far
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# Zachary 2012-10-02 01:57
I just started on my unemployement insurance benefits and I don't know if I file every week and get it every week or every other week. I have seen the dates that it shows me to confirm questions which are only of 7 days. So.... is it every week?
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# jay 2012-10-04 22:27
I applied two weeks ago and i got a letter in the mail saying how much i would get and all that now i haven't got anything no payments have been made is out supposed to take this long some one help please I'm soconfused
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# Rhonda 2012-10-24 17:58
If I have reieved my chase card does that mean I was approved for unemployment?
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# Gerry 2012-10-25 22:41
I have been collecting unemloyment for about 5 1/2 mths now and am about to go back to work. However I am pregnant and they want a 2 week trail first. What happens with my unemployment if they don't want me anymore after the two weeks? I'm in New Jersey. Thank you in advance.
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# robert 2012-11-20 18:04
When a unemployment has been approved and how much i am getting has posted on a monday, how long before it is sent to my unemployment debit card?
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# keith 2012-12-05 21:42
i work a seasonal job so i work heavy in winter and very light in summer...i usually call it in via phone but this week i used the computer...once i went through all the questions my summary said "0" for money to receive and that my claim was processed but needed to be reviewed....What does this mean?????
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# Misty 2012-12-08 03:38
I called unemployment a day early by accident. It basically said to not call if you mess up, because it will only delay it more. I was supposed to call 12/5 & called the 4th by accident. I have received no emails or additional letters.

Thank you so much
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# Kim 2012-12-08 11:41
I was approved for my unemployment and I received a payment for 3 weeks. Since then I had to turn into more weeks worth of job searches. I was told I would receive my benefits weekly I'm in Colorado. It has been over a week and a half since my last payment does anyone know when I will receive my next payment and what day of the week it's paid on in Colorado?
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# Lana 2013-01-08 17:07
Does New Mexico pay unemployment compensation weekly or bi-weekly?
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# luis 2013-01-14 13:50
weekly, but with this new website change i am not so sure
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# danielle 2013-01-09 01:11
Quoting holly:
when will i get my unemployment benifits on my card i filled on march 20th (sunday) ..when should i get my first payment?

ive made two of my teleserv calls even one online and still have yet to recieve a payment on my bank card i want to know why!!! u say im approved for x amount each week well if i didnt need it i wouldnt have called so i want to know where the heck is it
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# shonda 2013-01-14 04:34
Hi applied for unemployment on 12/29 i show two payments processed but have not received my debit ccard can someone please let me know when. Thank You
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# will 2013-01-15 12:53
I filed last month DEC 23 - I got my card last Friday 11TH
today is Tuesday THE 15TH and there is a -0- balance
on the card = logged in says no payments have been made ?
You cannot call in it is all automated CRAP......
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# kyle 2013-01-18 13:10
what are my contact information records for my applications twice a week supposed to look like? if i get called in to turn them in i want to have my portfolio ready? help
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# san 2013-01-20 16:07
i keep doing my biweekly claims on line and i keep getting a letter from unemployment saying ' YOU WILL CLAIM YOUR BENEFITS FOR THE FIRST TIME ---. AFTER THAT YOU WILL CLAIM YOUR BENEFITS EVERY 2 WEEKS" hOW MANY TIME WILL IT BE THE FIRST TIME I CLAIM BENEFITS. Ive been claiming since 11/3/2012
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# david 2013-01-21 16:04
i was approved for federal money. why isnt my money on my card
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# Sasha 2013-01-22 11:18
What if I made a mistake on a question?
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# Brenda R 2013-02-05 06:14
i applied for my unemployment Jan 19,2013 I checked online and it says the first two weeks not paid.Does that mean I wasnt approved for my unemployment?I cant get a straight answer from them.
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# PJ 2013-02-13 14:37
I was available for work one week and did not earn any monies, however I did not make (3) contacts for work. If I do not put in a claim for that week, will I still continue to collect ongoing?
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# jackie 2013-02-14 08:30
Hello , my n.j unemployment says to file bi-weekly however I am new to this and have been doing it every week on tuesdays and I get my benefits on Thursday morning . I messed up and applied for my weekly benefits a day late on Wednesday and todays Thursday and I haven't gotten my benefits . Will I get it tomorrow on friiday since it seems to come 48 hrs later ? Or did I just screw everything up.? Should I call them ?
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# chrisitne 2013-02-16 10:34
I accidently filed my COLORADO 2 week claim a day early( my kids had a 4 day weekend and I swore it was Sunday)
i HIT SUBMIT BEFORE i REALIZED WHAT HAD HAPPENED.
It told me because I filed my claim early the only payable week would be _____! and if I wanted future payments I would have to reopen my claim. Is there anyway to fix this U.I customer service is closed on the weekeNDS
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# karin 2013-02-21 11:27
Hi I have tried to find out about mypayment it has been 1 month no payment...I have emailed them and they really do not answer the question, they say did I fill the paper out correctly. I can not get a live person on the telephone and there is no building to walk into...I am very frustrated, they say everything takes 10days well they are not responding.The system is difficult.
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# Shelbi 2013-02-23 13:50
I claimed my bi-weekly unemployment benefits on Saturday mistaking it for Sunday and I was only paid for one week because the ending period is Saturday night midnight. How do I go about getting the remaining week I would have gotten had I filed on Sunday?
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# mikee 2013-03-03 01:35
So in NYS rhe unpaid waiting week for me last week...actually ia no pay rhis week?? Thats meased uo with bills having to be paid....they are not gonna want to hear that.....so 2 weeks actually before i see money again....last week no money and thia week 3/5/2013 no money
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# Vechet 2013-03-08 06:50
Its been two weeks now and I have not received my unemployment money, through direct deposit. On the online formm it said something about suspended, but spoke to two reps on the phone on two different days and they both told me that I will receive the unemployment, that its being proccess. They ssid i will receive it on saturday, which its tomorrow, but i thought they closed on saturday. Can anyone help me or tell me, What is going on...
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# kjones 2013-03-21 10:26
2 weeks ago i received my unemployment money i call my next appointment day and answered all questions i was suppose to get my other money today but nothing was on my card. What can be the problem?
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# sarah 2013-04-03 20:22
Hi i have a question i request payment every 2 weeks. Do i get paid every week or every 2 weeks. I got a payment for 1 week but the next week there was nothing on my card.. im in denver, co
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# Andrea 2013-04-05 19:43
I applied for unemployment in late March. I was terminated from my job because I was out on medical leave, and due to a catastrophic event (known as METLIFE and their terrible, terrible ability to function as a company) part of my medical claim got denied. Since my FMLA was exhausted, my job was not protected while I went through the appeals process. So, they let me go. Anyway, the unemployment office called me about a week after I filed because they needed clarification as to who my company actually was...I guess I put the name of my company, when what they REALLY needed was the name of our payroll company, so that they could start the claim. So, I know that mix up made it at least a week behind, so that's fine. But, then the other day I get 2 letters in the mail from Unemployment. One is the 'Wage Transcript & Monetary Determination" letter telling me how much I'm eligible for, so I know what that one is. But, the other is the 'Voluntary Election for Income Tax Withholdings and/or Direct Deposit of UI Benefits.' Now, I know what this one is for, too...it's just asking to determine what, if any, percentage I'd like to withhold for taxes, and to decide if I'd like to receive my payments via the Debit Card, or set up Direct Deposit. I understand all that. My question, however, is that I KNOW regardless as to whether your claim was approved or denied that they'd send you the letter about how much you're eligible for, but if you've been denied, would they bother sending you the letter asking about tax withholdings and setting up your Direct Deposit? The reason I ask is because it shows my claim online as being a "Regular Claim" and "Active Issues." They told me my employer has until April 10th to make a decision. So, I guess I'm just still stupid with all this stuff...I've never, ever had to file before. I'm physically able to work right now, and I've been searching, but because I was fired due to a glitchy failed medical claim, my lawyer said I should definitely be approved. So, I'm not getting my hopes up just yet, of course, but I would like to know what all of this means. "Active Issues", yet receiving those to letters? Confused!
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# Jeff 2013-04-19 04:40
Andrea, sometimes before your job even replies you can get one payment. I would recommend you set up direct deposit and complete all forms they sent you.

Once you received the "Determination" letter that's one step to acceptance. I received a deposit a week after I received the Determination letter.

Good Luck,

Jeff
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# faithann 2013-04-25 13:30
I have the same question andrea only thing is I did that tax thing online. I received a flyer in the mail about a debit card but have not received a card yet. I received the same papers as you. and my status says the same thing. WHAT does that mean? am I approved or denied? only thing I wasn't fired for medical claims I was fired because my ex would not stop calling the group home while I was not even at work making up some lies and from what the manager said threating the co workers. why I was fired from that and did not take action on him I do not know. but how do I know if I am approved or not im in north carolina
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# steve f 2013-04-30 16:42
computer says my payments were paid on 29th of april... I have direct deposit.. when will I receive the money in my bank? any help? its the 30th today ofcourse. is there little delay or what?
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# Teetee 2013-05-06 06:00
What day do I receive my claim ?
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# jill 2013-05-23 08:43
I worked at a daycare for almost 3 years I recently quit 3 months ago due to a over aggresive employee who I witnessed myself abusing children. I reported it to my director and even the daycare owner... nothing was done. I then reported it to the state which of course they did nothing about. I decided to quit because of that and other reasons ; hours cut, no breaks during 11 hour days, required to go to inservices with no pay, and the list goes on... when I filed for benifits I did my phone interview and stated all my reasons for leaving which of course resulted in being penalized and having to wait 12 weeks.... I was told i would recieve a payment may 15 but have yet to recieve anything... I file every week and provide my job applications like I'm supposed to... why is this taking so long ?
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# Thomas 2013-05-23 13:54
My phone was cut off so I did not have a way to file my weekly claim till Tuesday, do you know when I'll get my money?
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# lisallmille 2013-05-31 06:44
I have been receiving $200 a week and have plenty of money left in my account for unemployment benefits but last week I received two separate payment loads to my account both issued the same same date. The amount on one load wad 50 cents payable the same date but then under it showed a secondr payment load for a hundred and ninety dollars and 50 cents equaling the normal amount I usually get but it was not going to be processed until the following day? And now for this weeks payment I received one payment load in the amount of 98 cents . Like I said before I have plenty of money left on my account and nothing has changed from the previous weeks that I have been receiving unemployment benefits .. I am so confused!
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# norman 2013-06-30 21:08
I received my first payment last week but I haven't received this weeks. I would like to know why?
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# Tammy 2013-07-17 17:10
I am new to this states (Kentucky) unemployment procedures. I went online and requested my check. I signed up for direct deposit into my checking account. How long does it take for it to be put into my account? Thank you for any and all help.
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# BrendaW 2013-07-19 01:11
I missed my time to claim my payments and had them reopen claims so I can claim them now but has to see if I get approved for those weeks it already says process but has 0.00 does that mean it was not approve or does it take time to say a amount
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# BOB P 2013-07-23 16:07
I REQUESTED ON SUNDAY AND IT SAYS THEY PAID ME , BUT ITS TUESDAY AND THE $ IS NOT IN MY ACCOUNT...


CAN SOMEBODY EXPLAIN?
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# jimmie 2013-07-25 06:01
]i was approved for federal money. why isnt my money on my card
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# Cathy 2013-07-31 22:45
I have been fighting for my unemployment benefits for six months. I was denied and I appealed and my sister hired a lawyer for me. I appealed the decision and had a in person hearing. I am waiting for a decision to be made , 4 weeks so far. It does take a lot of time to go thru the process and I am trying to be patient, but I wish It would be sooner than later. I am considering moving to oklaholma, my sister sys there's a lot of jobs there. I really am burned out trying to get a job here in N.C.
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# tiffany 2013-08-12 17:28
My unemployment just was approved after 6 long weeks it finally says PAID..it says the payment issue date is august 12th and that it is a paper check/? does that mean they will mail a paper check on the 12th? So i should receive the check the next day?
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# JR23 2013-08-19 00:21
I have been getting benefits biweekly since I was approved. For the last attempt to renew payment it said it was for 1 week only. Did it recently change or does this mean I need to renew my claim? Help please and thank you.
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# dianne 2013-08-24 09:08
hi my question is i started work this passed week to a new company .I was collecting i call in every Sunday but i started this new job this Thursday an Friday do i call in Sunday for the days i didn't get paid Monday till Wednesday i have to call this coming Sunday should i pass? Thank you for your answer.
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# hayley 2013-09-03 21:43
I live in Massachusetts and I put my request for benefits in on Sunday but if monday was a holiday what time on Wednesday will I receive my payment
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# Jessica 2013-09-05 01:59
I recently filed my claim and I have been through the whole process of the adjunctant interview and all that. I haven't been approved yet but I have made my weekly claims for the last two weeks. This week, Nevada UI installed the new system and i was finally able to file. However, once I finished filing for the week, the automated system said that there was a problem and that I haven't been approved for benefits. I haven't receive a call back from the adjunctant, like she said and my weekly claim was processed. . So, is the problem that I haven't been approved yet and there are no funds to be released yet? Someone please help me, I'm kinda freaking out right now.
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# Valerie 2013-09-11 07:29
I filled payment request on August 5 and didn't receive payment till August 22ND.that was the first go round. This time I filled on September 1St., its now September 11th......when will I receive my next payment. Technically last deposit was made 20 days ago and the twc website doesn't even say processed. Does anyone in Texas know the payment schedule or how long it takes to process the claim before they pay it?
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